Is the result binding for a rental application?

No. The result is a non-binding guide. Landlords and property managers may apply their own affordability criteria.

FREE ONLINE TOOL

Rent Calculator Switzerland

Q: How much rent can I afford in Switzerland?

A common guideline is to keep monthly rent at or below one third of net household income. Personal fixed costs and reserves may reduce the affordable amount further.

How much rent can you afford? Calculate a realistic monthly search budget based on your net household income, fixed costs and desired reserve before you shortlist suitable rental properties with confidence.

YOUR MONTHLY FIGURES

Calculate your rental budget

Enter all amounts per month. Empty optional fields count as CHF 0.

Monthly net household income

Regular net salaries and income for everyone in the household. Other monthly income

For example maintenance payments, pension income or stable side income. Health insurance and other insurance

Monthly premiums for the entire household. Monthly taxes

Monthly provision or average monthly tax burden. Mobility

Public transport, car, leasing, fuel and regular commuting costs. Loans and financial commitments

Loan payments, maintenance, childcare and other fixed commitments. Other fixed costs

Phone, internet, subscriptions and other recurring expenses. Desired monthly reserve

The amount you want to keep available after fixed costs.

PLAN REALISTICALLY

Three useful figures instead of one general number

The calculator combines the common one-third guideline with your personal monthly commitments.

Net income

Regular net income for the entire household forms the basis of the calculation.

Fixed costs and reserve

Insurance, taxes, mobility and other commitments are considered separately.

Rental budget

You receive a recommended search budget and a non-binding upper guidance limit.

FREQUENTLY ASKED QUESTIONS

Questions about your rental budget

How much rent can I afford in Switzerland?

A common guideline is to keep rent at or below one third of monthly net household income. A lower budget may be appropriate when fixed costs are high.

Does the result include ancillary costs?

Yes. Use the result as a target for gross rent, meaning the net rent together with the stated ancillary costs.

Is the calculation binding for landlords?

No. The calculation is guidance, not a guarantee. Landlords and property managers may request further documents, security or apply their own affordability criteria.

START YOUR RENTAL SEARCH

Transfer a suitable budget directly to your property request.

Then add your location, canton, property type and other search criteria.

Create property request